A Mouse's Tale

Random scurryings of a writer.

“No More Insurance Caps In Maine”

I have to say, it’s about time! Thankfully, our state has decided to take one of the first steps to telling the insurance companies that they should be in it for the people, not the money. I’ve copied the article below for anyone interested.

AUGUSTA, Maine (NEWS CENTER) — Theresa D’Andrea has waited a long time for this bill to become law. It’s too late to help her but it will help many other Mainers, thanks to Theresa’s support.

The bill — An Act to Protect Health Care Consumers from Catastrophic Medical Debt — is the first of its kind in the nation. It eliminates lifetime and annual caps from health insurance policies sold in Maine.

Theresa and her husband, Rocky, fought hard for this measure. After Rocky was diagnosed with cancer the couple quickly hit their insurance cap. It didn’t take long, says Theresa, before their medical bills soared to well over a million dollars.

Theresa says they lost all of their savings and may lose their home. Rocky died two weeks ago. He didn’t get to see the bill signed into law — a bill that will help so many others in Maine.

“This is typical of the type of work that Rocky did all of his life. He’s just not here to receive the credit for, I think, his greatest contribution,” said Theresa.

The new federal health care law also eliminates lifetime caps but that provision doesn’t go into effect until 2014.


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